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The key is to compare these cards’ reward categories to your biggest expenses and see where they overlap.
Your cash back will come in the form of statement credits, which means you can only use your cash back dollars to pay off your credit card balance, as opposed to, say, get gift cards.
With over 1,500 credit cards available to consumers, offering everything from airline miles to double cash back on NASCAR purchases, choosing a credit card can be overwhelming. Fill out that application that arrived in the mail?
Dan Crimmins, financial coach with Crimmins Wealth Management and author of award-winning financial blog : groceries, plane tickets, Amazon purchases, and so on.
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But those who prefer dining out over cooking in and don’t even own a car would be much better served by a card like the Chase Sapphire Preferred® Card, which earns 2x points for dining and travel (including cabs! We spent over four months researching 100-plus credit cards in 12 different categories.