With a 30 year fixed-rate mortgage, it is easy to set your budget because your total payment of principle and interest remain unchanged for the entire term of the loan. An adjustable rate mortgage, also referred to as an ARM or variable rate, is a loan option with a low introductory rate.
The interest rate with this mortgage will adjust over time (typically 5 to 7 years).
Feeling squeezed by the bills that keep coming your way? Refinancing your home loan is a great way to get ‘cash out’ of your home’s equity to use for other purposes.
We’ve made it simple and straightforward to consolidate your high-interest debt by refinancing to a low mortgage rate.
If you are juggling multiple credit card bills, you may benefit from the convenience of having one consolidated monthly payment.
Applying for a home loan refinance will allow you to quickly lock in the lowest possible mortgage rates at this time.
All loans subject to our liberal credit policy and limitations, if any.
Licensed by the Mississippi Department of Banking and Consumer Finance.
FHA loans require a significantly lower down payment (as little as 3.5%) and are easier to qualify for than a conventional mortgage. The VA loan is a loan program designed specifically to help you purchase a home with fewer restrictions and with little to nothing down.
The Veterans Affairs (or VA) loan is governed by the United States Department of Veterans' Affairs.
A 30-year fixed rate mortgage is the most popular home loan option available.